AI for loan review, built on a real methodology.
Klerum exists because the discipline that makes a loan review defensible, meaning the sampling logic, the coverage math, the cited evidence, too often lives in spreadsheets and a senior reviewer's head. We turned that discipline into an AI platform.
AI assists. Humans decide.
Loan review is a judgment discipline. The right role for AI is to do the heavy, mechanical work: reading credit files, extracting figures, proposing a sample that meets coverage. That frees an experienced reviewer to spend their time on judgment rather than data entry.
So Klerum's AI never makes a credit decision. It drafts, extracts, and recommends. The reviewer confirms every rating, and a senior reviewer approves every memo. Every claim the AI makes points back to the source document and page, because a review that cannot be traced is not a review that survives an exam.
We are a small, founder-led company built by people who come from both loan review and software. That is deliberate. Founder-led is a strength for this buyer, and every feature in the product traces to a real review workflow.
Come see the AI run.
The fastest way to understand Klerum is to watch the AI run against a portfolio you know. Book a 30-minute demo.