Loan-review thinking, written down.
Practical guides and explainers for the people who run reviews. More coming as we publish — the methodology pieces become our evergreen reference content.
Guides & downloads
The Standard Scope Methodology, in eight pages
How a defensible loan-review sample is built — coverage, tiers, officer spread, and weighting — distilled into a short, practical read.
FFIEC loan review checklist
A practical, evergreen checklist for coverage, classification, and findings that a community-bank review should satisfy.
What “audit-grade AI” actually means
Why citations and verification — not accuracy percentages — are the right bar for AI in a regulated review.
Downloads are being finalized — request a copy and we'll send it directly in the meantime.
Topics we're writing about.
Short, specific pieces from people who do the work — no thought-leadership filler.
- What 30–35% coverage actually buys you
- Rating consistency across reviewers
- How a community bank prepares for an FDIC exam
- Cash-flow normalization mistakes
- Global DSCR vs. single-entity DSCR
Want the methodology overview now?
Tell us a little about your institution or firm and we'll send the methodology guide and walk you through it.