Blog
AI in credit risk review, written for the people who run it.
Practical writing on AI in credit risk review: governance, methodology, and what to ask a vendor. Published by the Klerum team.
What AI should not do in a loan review
AI can do most of the analytical work. What it should never do is absorb accountability for the judgments an examiner will ask about.
ReadCitations, not accuracy percentages, are the right bar for AI in a regulated review
A 97% accuracy claim tells you nothing you can act on. A page reference tells your reviewer where to look. Only one of those survives an examination.
ReadWant this applied to your portfolio?
A 30-minute demo on a portfolio shaped like yours. Bring a difficult credit file and test the citations yourself.