AI that fits the way you staff review.
One senior reviewer, a member-business-lending portfolio to cover, and examiners who expect consistent coverage and classification. Klerum's AI carries the reading and coverage work so your reviewer can focus on judgment.
AI coverage that holds up
Define coverage and exposure-tier targets once, and the AI proposes a member-business sample that meets them and explains why each borrower is in.
Citable evidence
Every figure the AI extracts cites its document and page with a verbatim excerpt, ready for your examiner and your supervisory committee.
Your rating schema
Configure the risk-rating schema your credit union uses, and the AI applies it everywhere that member's loans appear.
FFIEC-aligned, member-business ready.
Klerum's AI sampling, extraction, cash-flow analysis, findings workflow, and audit trail are the same proven tools used by review firms, applied to your member-business-lending portfolio with the language and rating conventions your credit union uses.
See Klerum on your own portfolio.
A 30-minute demo, no deck. Upload a sample trial and watch the AI propose a review population against your methodology.