Your methodology, behind the AI.
Your standard scope is your IP. Klerum puts it behind AI that reads files, builds samples, and drafts memos, so you can cover more banks without adding the quality drift that comes with hiring.
AI does the first pass, every engagement
The AI reads the credit files, recommends the sample against your profile, and drafts the memo. Your reviewers spend their time on judgment, not data entry, and the work scales without the team scaling.
Onboard a new bank in an afternoon
Create the institution with its charter, regulators, core systems, and loan policy, add contacts and the loan-officer roster, and seed the risk-rating schema. The bank is ready for an AI sample the same day.
Multi-FI navigation that works
One organization, many institutions. Per-FI engagement history, per-FI overrides, and a multi-bank admin view, a first-class data model rather than a spreadsheet workaround.
Every reviewer applies your standard the same way.
Because the AI samples and drafts against your engagement profile, a new contractor produces work that looks like your senior reviewer's. An access-tier system scopes who sees which engagement, and the audit trail records every change.
Bring your methodology. We will show the AI running it.
In a 30-minute demo we will load a sample trial and run your coverage and tier targets through the AI, with no deck and no slideware.