AI loan review you can put in front of an examiner.
Your review team is small, often a single senior reviewer, and the regulator still expects FFIEC-aligned coverage, classification, and findings. Klerum's AI does the heavy lifting on reading files and building coverage, while every decision stays human and every claim cites its source.
Citable evidence on every AI output
Every figure the AI extracts, whether DSCR, LTV, approval terms, or collateral value, shows the source document, the page number, and a verbatim excerpt. Verification is built in, not bolted on.
Methodology you can audit
Per-FI rating schemas, configurable sampling profiles, and a complete audit trail of every change with actor, timestamp, and diff. Built to survive an FDIC exam.
A real customer portal
A bank-side portal scoped to your institution, enforced at the edge. Read-only engagement visibility today, with functions evolving alongside customers.
Spreadsheets do not survive an exam. This does.
When the examiner asks why a loan was selected and why it was rated the way it was, the answer is already assembled: the AI's sampling rationale, the cited evidence, the rating history, and the human approval that issued the memo.
Pull documents straight from your core.
Rather than re-uploading files by hand, Klerum can read credit documents directly from the systems your bank already runs — Fiserv Director, Jack Henry Synergy, and Hyland OnBase. The connection is outbound and read-only: Klerum retrieves the documents a review needs and never writes back to your system of record.
See the AI on a file you know.
Bring a credit you have already reviewed. We will run Klerum's AI extraction and analysis, and you can check every claim against the source.