DSCR you can defend, single-entity and global.
Klerum pre-fills debt service from the facilities the AI already read and lets the reviewer normalize cash flow with the adjustments that belong in a real spread. DSCR and surplus compute live, then roll related entities into one combined global DSCR.
Every adjustment, with a rationale.
Start from net income and layer the adjustments that belong in a real spread. Annual debt service pre-fills from facility totals the AI extracted, and the reviewer overrides as needed.
- Depreciation, amortization, and interest add-backs
- Owner-compensation normalization
- Nonrecurring items and required capex
- Distributions and direction toggles by category
- Live Adjusted CF, DSCR, and surplus, with saved results that carry forward
Combined DSCR across the hierarchy.
Link an operating company to its real-estate entity or a guarantor, and Klerum auto-creates a global cash-flow group. The group view combines Adjusted CF, Annual Debt Service, Global DSCR, and Surplus across related relationships, weighted by inclusion percent.
See Klerum on your own portfolio.
A 30-minute demo, no deck. Upload a sample trial and watch the AI propose a review population against your methodology.